What is Critical Illness Cover?

 

Critical Illness Cover is a type of insurance that pays out a lump sum of money if you’re diagnosed with a serious illness that is covered by your policy. It’s designed to help with treatment costs, lifestyle changes, or financial support for the time you may need to take off work for recovery.

 

How Can It Help You?

 

✔ Financial Support for Serious Illnesses – Receive a lump sum payment if you’re diagnosed with a covered illness, helping you manage costs for medical treatments, therapy, or adjustments needed in your life.

 

✔ Flexibility – The lump sum payment can be used however you see fit, whether for medical expenses, paying off debts, or adapting your home to meet new health needs.

 

Examples of Critical Illness Coverage:

 

Cancer Diagnosis: If you're diagnosed with cancer, Critical Illness Cover will pay you a lump sum to help with medical treatments, hospital bills, and possibly other expenses such as home care or alternative therapies.

 

Heart Attack: If you suffer a heart attack and need time off work for recovery, Critical Illness Cover can provide financial support for both medical expenses and any lifestyle changes you may need to make, such as changes to diet or exercise.

 

Stroke Recovery: If you have a stroke and are unable to work due to physical limitations, your policy will pay a lump sum to cover your rehabilitation, medical costs, and any lost income.